Being diagnosed with a serious illness is hard enough. But if you haven’t planned for the possibility, high medical bills could add even more stress to an already stressful situation. But life insurance can help.

Some products include accelerated death benefits, which allow you to access a portion of the death benefit while you’re living should you be diagnosed with a qualifying illness. These benefits are subject to eligibility requirements. This money can be used toward hospital bills, family vacations, or in any way you choose. If you’re concerned about preparing for the possibility of a serious illness, the following products may be right for you.